Insurance for Residential Contractors

Insurance for Residential Contractors in Texas

As a residential contractor, you have the skills and experience to transform challenging remodeling projects into beautiful kitchens and bathrooms. However, accidents or mistakes can occur, such as damaging property or causing injuries, which could lead to financial liability. These situations might result in legal action or the need to cover medical or burial expenses. To protect yourself and your business, Quote Texas Insurance offers reliable insurance plans tailored to residential construction businesses. Contact them for the right coverage to safeguard your brand.

Navigating the Road to Security with Quote Texas Insurance

Quote Texas Insurance has access to a number of carriers that may provide a comprehensive range of basic sales & service provider insurance coverage, including but not limited to:

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Professional Liability Insurance

Professional liability insurance covers your legal defense, as well as the costs of any compensation that the court might order you to pay for claims, such as:

  • Mistakes rendered in your service
  • Committed negligence while delivering your service
  • You were unable to provide services that were advertised or promised

Commercial Auto Insurance

Should your commercial vehicle meet an unfavorable scenario, commercial auto insurance provides coverage for the following:

  • Damage due to collision related incidents
  • Damage due to non-collision related incidents (e.g. vandalism, theft, fire, etc.)
  • Liabilities resulting from death, bodily injury, or damage to another person’s property
  • Personal injury or medical payments of the insured
  • Property damage or injury caused by hit-and-run-motorists or uninsured

Equipment and Tools Insurance

Equipment and tools insurance covers the repair and replacement of important and expensive equipment, whether it’s hired or owned. Some events that can damage your tools include:

  • Accidents
  • Fires, lightning strike, or explosions
  • Fraud, theft, and vandalism

Workers Compensation

If you have other people working under you, workers compensation insurance gives them security and peace of mind. This type of insurance provides them with the following benefits, which helps them and their families financially if ever your workers meet an unfortunate scenario:

  • Medical benefits
  • Death benefits
  • Burial benefits
  • Income benefits
  • Vocational rehabilitation benefits

Commercial Property Insurance

Commercial property insurance covers the cost of repairs and restoration work for all of the following, if ever your office encounters a disaster like fire:

  • Equipment and inventory of goods
  • Fixtures and furniture
  • Building or structure of your office
  • Landscaping
  • Other people’s properties

Commercial General Liability Insurance

Should you be sued for injury or damage arising out of your business operations or the actions of your employees, commercial general liability insurance will cover the costs. This policy protects your business from possible financial burdens, such as:

  • Damage to other people’s property
  • Personal injury and advertising
  • Death and bodily injuries

Quote Texas Insurance has been creating insurance plans for different kinds of industries and properties since 2001. We offer comprehensive policies that fit any budget and offer quality service and customer care. All of our agents are familiar with the needs of each business and know exactly which coverage suits your plan.

Contact Us For Insurance for Residential Contractors in Houston, Dallas-Fort Worth, San Antonio, & Austin

You’ll have peace of mind knowing that Quote Texas Insurance has your back. Just contact us or call us at 844-402-4464 and let’s start creating your insurance plan.