General Liability in Texas For Remodeling Contractors
Texas remodeling contractors face unique risks every day. Accidents and liabilities are a real possibility when handling heavy machinery and power tools, interacting with customers and managing subcontractors. General liability insurance provides financial protection for remodeling contractors against various risks.
Quote Texas Insurance provides general liability insurance solutions for the needs of remodeling professionals. We offer the best insurance coverage and rates at competitive prices, with expertise and dedication to customer service. To search worry-free for general liability coverage for remodeling contractors, call or contact us online to reach our commercial insurance experts.
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How General Liability Insurance Works
General liability insurance is essential coverage for any remodeling contractor. It protects your business from financial losses resulting from claims of bodily injury, property damage, and personal or advertising injury. This insurance covers the cost of legal defense, settlements, and judgments if your business is sued for a covered claim. Given the nature of remodeling work, which often involves working in clients' homes or commercial properties, having this insurance is a mindful business decision.
What Does General Liability Cover?
A typical general liability policy for remodeling contractors includes two primary coverages:
- Bodily injury: This covers medical expenses, lost wages, and other compensation awarded to a third party who suffers bodily injury due to company or employee negligence.
- Property damage: This covers the cost of repairing or replacing property belonging to a third party that is damaged by your actions or the actions of your employees.
More Insurance Options For Remodeling Contractors
Remodeling contractors need to consider more than just general liability coverage. They should protect their businesses in a comprehensive way. Quote Texas Insurance has a variety of policies designed for remodeling professionals.
Workers' Compensation Insurance
In the event of an injury or illness at work, it is important to protect your remodeling firm employees with workers' compensation insurance. It pays for medical costs, lost wages and rehabilitation expenses. It also helps employers in Texas avoid lawsuits by injured employees.
Commercial Auto Insurance
Commercial auto insurance is required if your business relies on vehicles to transport tools, materials or personnel. This insurance covers bodily injury, property damage and medical expenses.
Business Owners Policy
Business owners insurance policies combine general liability, property and business interruption into one policy. This affordable coverage protects both your physical assets (such as tools and equipment) and your income in the event that your business is temporarily shut down due to an insured event.
Professional Liability Insurance
Professional liability insurance is also known as errors and mistakes (E&O) coverage. It protects you against claims that your professional services are negligent or contain mistakes. This insurance will cover legal defense costs and settlements if a client alleges that the remodeling work you did didn't meet industry standards or contractual requirements.
8 Easy Steps to Finding Your Best General Liability Coverage in Texas
Quote Texas Insurance has an exclusive 8-step process designed to serve the unique insurance needs of remodeling professionals, as follows:
- We shop multiple companies.
- We eliminate unneeded coverages.
- We identify top-tier providers.
- We identity your most suitable carrier.
- We find the best rates.
- We represent you, not the carrier.
- We rank each carrier.
- We never require an office visit.
Trust Our Insurance Solutions For Remodeling Contractors in Texas
At Quote Texas Insurance, we offer custom insurance solutions for remodeling contractors in Austin, El Paso, Garland, and surrounding cities. Since 2001, we have found the best coverage for your business needs by shopping from over 65 top-rated carriers. Our unique 8-step process helps us fit the most suitable policy to you at the best rates, with no office visit needed. Call or contact us today for worry-free insurance solutions for remodeling professionals.
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