Insurance for Roofing Contractors in Texas
When homeowners are able to sleep soundly during a rainy evening, they have you to thank for placing a roof on top of their heads. As a roofing contractor, it’s your job to make sure that homes are topped with a sturdy roof to protect its residents from the weather.
However, working in this industry also comes with its risks. One mistake can lead your client to sue your business, or worse, cost you your life. That’s why it’s crucial that you protect your brand with the right insurance policies.
Contact Quote Texas Insurance if you’re looking for a reliable and trustworthy insurance company to create an insurance plan for your roofing contracting business in Texas. We provide various policies, which you can choose from. However, for your business, we recommend getting the following:
Quote Texas Insurance has access to a number of carriers that may provide a comprehensive range of basic sales & service provider insurance coverage, including but not limited to:
Commercial General Liability Insurance
Commercial general liability is a basic insurance policy that covers the damage and liabilities that arise during business operations or caused by the actions of your employees. These include:
- Deaths and bodily injuries
- Damage to other people’s property
- Personal and advertising injury
It also helps cover the costs of medical fees if you’re found liable for the claims, as well as your legal defense – should you be sued.
Commercial Property Insurance
Even though you work on other people’s buildings, your main office should also receive enough care. Fires and other disaster could occur abruptly while you’re away, causing insurmountable damage that’s expensive to repair. However, with commercial property insurance, you’re provided coverage for the damage or loss of the following:
- Landscaping
- Furniture and fixtures
- Building or structure
- Other people’s properties
- Equipment and inventory of goods
Worker’s Compensation Insurance
It’s also a good idea to provide your workers with workers compensation insurance. Although this policy isn’t a requirement for most private employers, it protects your workers and their families in case they meet an unfavorable incident during work.
Workers compensation insurance provides the following:
- Medical benefits
- Death benefits
- Burial benefits
- Income benefits
- Vocational rehabilitation benefits
Commercial Auto Insurance
If you use company vehicles to get to and from the worksite, getting commercial auto insurance is highly recommended. This policy covers any damage that your vehicle could incur, as well as liability damages, should the other party sue you.
Professional Liability Insurance
It takes skill to install, repair, or maintain a roof. However, even the professionals encounter problems from time to time. Awry workmanship and injuries caused by accidents can happen without any warning, so having professional liability is a good thing to have. This policy is an essential element of any effective risk management plan because it will pay for your legal defense. It also covers compensations that the court might order you to pay.
Contact Us For Insurance for Roofing Contractors in Houston, Dallas-Fort Worth, San Antonio, & Austin
You can trust Quote Texas Insurance to create a plan that’s tailored to your contracting business. We’ve been creating insurance plans for various industries, and have protected them from financial burdens since 2001. Our agents are familiar with your industry’s needs, so contact us or call us today at 844-402-4464 and we’ll get started in creating your insurance plan.
