business general insurance

Business Owners' Insurance For Texas General Contractors

Operating as a general contractor in Texas comes with a range of responsibilities, from managing projects and ensuring safety standards to maintaining financial stability. One crucial aspect of protecting your business is securing a Business owners' insurance policy (BOP). At Quote Texas Insurance, we're aware of the unique needs of general contractors and offer custom solutions for the most comprehensive protection. Our licensed insurance specialists have the experience you need to meet your most unique coverage needs. Call or contact us online to reach a Quote Texas Insurance expert, and begin your new business owners' policy for general contractors today.

Contact Us 844-402-4464
a business man discussing policy with insurance adjuster

What is a Business Owners' Policy?

A business owners' policy (BOP) is an insurance package designed to combine essential coverages into one comprehensive policy. It's provides cost-effective protection for small to medium-sized businesses. For general contractors, a BOP typically includes the following core coverages:

a storm damaged property

Property Insurance

This coverage protects your business property, including buildings, equipment, tools, and materials. It ensures that your physical assets are covered against risks such as fire, theft, and vandalism. Given the value of equipment and materials in the construction industry, this coverage is indispensable.

a injured worker happy after treatment

General Liability Insurance

General liability insurance covers legal claims arising from bodily injury, property damage, and personal and advertising injury. For general contractors, this is critical as it protects against accidents that may occur on job sites, providing coverage for medical expenses, legal fees, and settlements.

professional insurance adjuster discussing business insurance

Business Interruption Insurance

This coverage helps you recover lost income and additional expenses if your business operations are interrupted due to a covered event, such as a natural disaster. It ensures that you can continue to pay bills, salaries, and other operating costs even when your business is temporarily unable to function.

Key Insurance Factors For General Contractors in Texas

Risk assessment

Evaluate the specific risks associated with your contracting business. Consider factors such as the type of projects you handle, the locations where you operate, and the value of your equipment. Understanding your risks will help you select the appropriate coverages for your general contractor BOP.

Coverage limits

Make sure your policy limits are adequate to cover potential losses. Underestimating the value of your assets or the potential costs of liability claims can result in insufficient coverage, leaving your business vulnerable.

Quote Texas Insurance: Our Approach

Since 2001, Quote Texas Insurance has met our clients' insurance needs throughout Texas with our custom 8-step process. We serve our customers' coverage needs, not the insurance carriers. Our fully licensed and brokers put you first when locating quality insurance policies at the most competitive market rates.

Turn to Us For Best General Contractor Commercial Auto Coverage

Securing a business owners' policy (BOP) is essential for general contractors in Texas. It provides comprehensive protection against a variety of risks. Quote Texas Insurance knows the construction and contractor industry has unique insurance needs. Our custom insurance solutions for general contractors provides the coverage you need.

Benefit from our extensive experience, custom approach to coverage, and commitment to customer service. Focus on growing your business with confidence, and know you're well-protected against unforeseen challenges. We're ready to help you in Austin, El Paso, Garland, and more Texas cities. Call or contact us online for an appointment with a Quote Texas broker, and get the most reliable business owners policy for general contractors.

Get a Quote 844-402-4464