Insurance for Cement Contractors in Texas

Commercial Auto Insurance

protects the commercial vehicles you use for work-related projects. If ever your vehicles do encounter or cause disasters like:

• Damage to vehicle resulting from collision
• Liabilities resulting from bodily injury, death, or damage to another person’s property
• Personal injury or medical payments of the insured
• Injury or property damage caused by uninsured or hit-and-run motorist
• Non-collision damage (e.g. theft, vandalism, fire, water damage, etc.)

Commercial auto insurance will also cover the cost of the damages and losses.

Commercial General Liability

Commercial general liability protects your business from events that can burden you financially. Some of these situations include:

• Damage to people’s property
• Advertising and personal injury (invasion of privacy, copyright infringement, libel, etc.)
• Bodily injuries and deaths

Worker's Compensation Insurance

Workers’ compensation provides the safety and security your laborers need. It’s good to let your workers know that their health, safety, and family are in good hands if something goes wrong during work. Workers’ compensation provides the following benefits:

• Income benefits
• Medical benefits
• Death benefits
• Burial benefits
• Vocational rehabilitation benefits

Equipment and Tools Insurance

Even if you’re working with the best equipment on the planet, they’re still susceptible to damage. When your tools start malfunctioning, repairing or replacing them could get expensive. However, with insurance, you won’t have to worry about the cost of having them serviced or replaced. This insurance will cover your equipment’s replacement or repairs, should they get damaged due to accidents, theft, and similar scenarios.

Commercial Property Insurance

Having an insurance policy that protects your main office is crucial when you want to continue providing reliable service. This insurance ensures that your property will receive the proper aid it needs if ever a disaster ensues. The commercial property policies are designed to provide coverage for the loss or damage of the following:

• Building or structure
• Furniture and fixtures
• Landscaping
• Other people's properties
• Equipment and inventory of goods