Resolve to Renew Your Home Insurance Coverage

Throughout the year, you’ve created numerous backup plans to make sure that your home is spared from any serious disaster. You’ve outfitted your property with all the necessary emergency systems and stocked up on supplies for those just-in-case moments. However, one of the biggest reasons as to why your property is still in good shape is due to your home insurance coverage, and as the world celebrates the coming of the New Year, maybe it’s about time to have your home insurance policy renewed.

Make Renewing Your Home Insurance Coverage an Annual Habit

It always pays to be prepared. A fire can suddenly break out, water damage can occur in a flash, and a storm can take place any time. Without the correct protection or policy, you might not receive the proper help your property needs after a catastrophic event.

It is difficult to restore your heavily damaged home while working with a tight budget. Once you’ve reached this situation, it might be necessary to move to another address – which is a stressful, time-consuming, and an expensive process. Therefore, to ensure that your home will stay standing no matter what in the upcoming year, renewing your home insurance coverage is a must. Of course, once you’ve successfully renewed your policy, the following coverages will be approved during the New Year:

• Destruction or damage of detached structures (e.g. sheds, fences, landscaping, garages, etc., so long as they are not attached to your home)
• Destruction, loss, or damage of your personal property
• Destruction or damage to your house due to covered risks
• Payment of your legal defense if you are sued due to another person being injured or another individual’s property being damaged
• Medical payments or liabilities for which you are found legally responsible
• Additional living expenses incurred due to the unavailability or inability to use your property

Annually Renewing Your Home Insurance Isn't Just for Disasters

Let's say you revamped your kitchen last year with new tiles and expensive kitchen appliances. But since they were not covered in your previous insurance policy, you won’t be able to get your money’s worth once they are damaged or destroyed. Updating your policies gives you the opportunity to cover any additions and upgrades you may have made to your property. These include improvements like finished basements and landscaping, as well as newly acquired valuables. Also, if you’ve equipped your home with security systems recently, you are entitled to get a discount once you’ve renew your policies for the year.  

If the insurance coverage you acquired last year did not live up to your expectations, contact Quote Texas Insurance today and experience the best insurance service in Texas! Our company makes it easier for you to receive the help you need, especially if your home is going or has gone through a terrible disaster. All of our policies are easy to understand, and they also cover a long list of scenarios. If you are interested in renewing your home insurance policies with us, give us a call at 844-402-4464.